Approval Guidelines - Restricted List

• Computer Hardware (good credit only / in business for 2 years)

• Consumer Electronic Products (good credit only / in business for 2 years)

• Horoscope and Fortune Tellers (good credit only)

• Internet Auctions (listing fees only)

• Golf Clubs (not custom made)

• Massage Therapists (therapist certification or license required)

• Mortgage Services (application and processing fees only - no points)

• Online Malls (hosting/advertising fees only - max ticket $150)

• Self-Help, Self-Published Books/Publications/Tapes (max ticket $50)

• Sports Forecasting (good credit only)

• Travel Agencies (service fees only - max ticket $50)

• Web Advertising

The restricted list is not or does not mean you can not process credit cards, its means that your industry as a whole has high risk for accepting credit cards.  This is not in any way a direct reflection on you as a person, but we will need extra information about you and your business to protect our interest.